Soaring Insurer Profits Leave Injured Workers Sore

Gov. Arnold Schwarzenegger's 2004 changes in California's Workers' Comp laws have been a windfall for insurance companies.

Workers' Comp insurers in California have reaped record profits over the past three years, more than triple the profits that insurers have reported in other states.

Meanwhile, only about a third of Workers' Comp premiums are paid out as benefits to injured workers in California, about half the national average.