"Howard Krepack is a superlative lawyer. His integrity, professionalism and strategic acumen are immediately obvious. But, equally important are his down-to-earth manner and ability to make highly realistic analyses. We are privileged to have him as our attorney and highly recommend his services."
Many consider insurance a game of chance. It may be, but no one wants to be on losing end of the role of the dice. Bicycling is dangerous enough as it is, there's no sense in upping the ante by not having adequate insurance in case of an accident, theft, vandalism, etc.
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Pursuant to Labor Code Section 5432(a), making a false or fraudulent workers' compensation claim is a felony subject to up to 5 years in prison or a fine of up to $50,000 or double the value of the fraud, whichever is greater, or by both imprisonment and fine.